Convenient for sandbar music listening when you can isolate the one battery that will carry you home. BUT
Necessary? No, especially on a skiff. It is a couple more copper connectors that can corrode behind the body of the switch itself and you won't know what is going on until your eat up with corrosion and something malfunctions. Sure it is easy to just turn off a switch as opposed to disconnecting a battery terminal. I wouldn't leave the battery connected for the reasons mentioned earlier, although I am guilty of doing it all the time.
Ironically, I left mine on BAT1 in the Wellcraft. Checked it today, both batteries are toast. Wouldn't even make a solenoid click/fuel gauge work when combined, I think it said 10 volts on the meter. I haven't used it since Memorial Day and don't have a maintenance charger because I never needed it before. I am just not using the boat much. My skiff has had more action with the new 4-stroke and the console makeover... Just easier all the way around to handle and operate. Oh well, anyone want a Center Console? $maybe not just yet..