Skools Out
God
ATTORNEY'S ADVICE - NO CHARGE
Good information to read & apply, inspite of being free!!!
ATTORNEY'S ADVICE - NO CHARGE
Read this and make a copy for your files in
case you need to
refer it someday. Maybe we should all take some of
his advice! A
corporate Attorney sent the following out to the
employees in his
company.
1. Do not sign the back of your credit
cards. Instead, put
"PHOTO ID REQUIRED."
2.. When you are writing checks to pay
on your credit
card Accounts, DO NOT put the complete account
number on the "For" line.
Instead, just put the last four numbers. The credit
card company knows
the rest of the number, and anyone who might be
handling your check as
it passes through all the check processing channels
won't have access to
it.
3.. Put your work phone # on your
checks instead of your
home Phone. If you have a PO Box use that instead of
your home address.
If you do not have a PO Box, use your work address.
Never have your SS#
printed on your checks. (DUH!) You can add it if it
is necessary. But if
you have It printed, anyone can get it.
4.. Place the contents of your wallet
on a photocopy
machine. Do both sides of each license, credit card,
etc. You will know
what you had in your wallet and all of the account
numbers and phone
numbers to Call and cancel. Keep the photocopy in a
safe place. I also
carry a Photocopy of my passport when I travel
either here or abroad.
We've all heard horror stories about fraud that's
committed on us in
stealing a Name, address, Social Security number,
credit cards.
Unfortunately, I, an attorney , have firsthand
knowledge
because my Wallet was stolen last month. Within a
week, the thieve(S)
ordered an Expensive monthly cell phone package,
applied for a VISA
credit card, had A credit line approved to buy a
Gateway computer,
received a PIN number >From DMV to change my driving
record information
online, and more. But here's some critical
information to limit the
damage in case this happens to you or someone you
know:
5.. We have been told we should cancel
our credit cards
immediately. But the key is having the toll free
numbers and your card
Numbers handy so you know whom to call. Keep those
where you can find
them.
6.. File a police report immediately in
the jurisdiction
where your credit cards, etc., were stolen. This
Poviders you were diligent, and this is a first
step toward an
Investigation (if there ever is one).
But here's what is perhaps most important of
all: (I never even
thought to do this.)
7.. Call the 3 national credit
reporting organizations
Immediately to place a fraud alert on your name and
also call the Social
Security fraud line number. I had never heard of
doing that until
advised by a bank that called to tell me an
application for credit was
made over The Internet in my name. The alert means
any company that
checks your Credit knows your information was
stolen, and they have to
contact you by Phone to authorize new credit.
By the time I was advised to do this,
almost two weeks
after the theft, all the damage had been done. There
are records of all
the Credit checks initiated by the thieves'
purchases, none of which I
knew about before placing the alert. Since then, no
additional damage
has been done, and the thieves threw my wallet away
this weekend
(someone turned it in). It seems to have stopped
them dead in their
tracks.
Now, here are the numbers you always
need to contact
about your wallet, etc., has been stolen:
1.) Equifax: 800-525-6285
2.) Experian (formerly TRW):
888-397-3742
3.) Trans Union: 800-6807289
4.) Social Security Administration
(fraud
line):800-269- 0271
We pass along jokes on the Internet; we pass
along just about
everything.
If you are willing to pass this information
along, it could
really help someone that you care about.
Good information to read & apply, inspite of being free!!!
ATTORNEY'S ADVICE - NO CHARGE
Read this and make a copy for your files in
case you need to
refer it someday. Maybe we should all take some of
his advice! A
corporate Attorney sent the following out to the
employees in his
company.
1. Do not sign the back of your credit
cards. Instead, put
"PHOTO ID REQUIRED."
2.. When you are writing checks to pay
on your credit
card Accounts, DO NOT put the complete account
number on the "For" line.
Instead, just put the last four numbers. The credit
card company knows
the rest of the number, and anyone who might be
handling your check as
it passes through all the check processing channels
won't have access to
it.
3.. Put your work phone # on your
checks instead of your
home Phone. If you have a PO Box use that instead of
your home address.
If you do not have a PO Box, use your work address.
Never have your SS#
printed on your checks. (DUH!) You can add it if it
is necessary. But if
you have It printed, anyone can get it.
4.. Place the contents of your wallet
on a photocopy
machine. Do both sides of each license, credit card,
etc. You will know
what you had in your wallet and all of the account
numbers and phone
numbers to Call and cancel. Keep the photocopy in a
safe place. I also
carry a Photocopy of my passport when I travel
either here or abroad.
We've all heard horror stories about fraud that's
committed on us in
stealing a Name, address, Social Security number,
credit cards.
Unfortunately, I, an attorney , have firsthand
knowledge
because my Wallet was stolen last month. Within a
week, the thieve(S)
ordered an Expensive monthly cell phone package,
applied for a VISA
credit card, had A credit line approved to buy a
Gateway computer,
received a PIN number >From DMV to change my driving
record information
online, and more. But here's some critical
information to limit the
damage in case this happens to you or someone you
know:
5.. We have been told we should cancel
our credit cards
immediately. But the key is having the toll free
numbers and your card
Numbers handy so you know whom to call. Keep those
where you can find
them.
6.. File a police report immediately in
the jurisdiction
where your credit cards, etc., were stolen. This
Poviders you were diligent, and this is a first
step toward an
Investigation (if there ever is one).
But here's what is perhaps most important of
all: (I never even
thought to do this.)
7.. Call the 3 national credit
reporting organizations
Immediately to place a fraud alert on your name and
also call the Social
Security fraud line number. I had never heard of
doing that until
advised by a bank that called to tell me an
application for credit was
made over The Internet in my name. The alert means
any company that
checks your Credit knows your information was
stolen, and they have to
contact you by Phone to authorize new credit.
By the time I was advised to do this,
almost two weeks
after the theft, all the damage had been done. There
are records of all
the Credit checks initiated by the thieves'
purchases, none of which I
knew about before placing the alert. Since then, no
additional damage
has been done, and the thieves threw my wallet away
this weekend
(someone turned it in). It seems to have stopped
them dead in their
tracks.
Now, here are the numbers you always
need to contact
about your wallet, etc., has been stolen:
1.) Equifax: 800-525-6285
2.) Experian (formerly TRW):
888-397-3742
3.) Trans Union: 800-6807289
4.) Social Security Administration
(fraud
line):800-269- 0271
We pass along jokes on the Internet; we pass
along just about
everything.
If you are willing to pass this information
along, it could
really help someone that you care about.
